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Editor's pick · 16 live deals
No credit check mobile deals UK
If you've got bad credit, no credit history, or you're new to the UK — these SIM-only deals don't run a credit check.
16
Hand-picked
£4.95
Cheapest /mo
3
Retailers
Major UK networks (EE, O2, Three, Vodafone) credit-check every new pay-monthly customer. The deals below come from MVNOs that don't run a credit check — Lebara, Talkmobile, giffgaff, 1pMobile, TTfone — so anyone over 18 with a UK address can sign up.
Talkmobile
Talkmobile SIM Only on (1 Month contract) with Unlimited mins & texts; 5GB of 5G
£4.95/mo
30-day rolling
FAQ
Common questions
Which UK mobile networks don't credit-check?+
Lebara, Talkmobile (12-month contracts only), giffgaff (PAYG goodybags), 1pMobile and TTfone don't run credit checks for SIM-only plans. Phone-on-contract deals from any UK network typically do credit-check.
Can I get a phone on contract with bad credit?+
Major networks will likely decline. The route is: buy a refurbished or SIM-free phone outright (or use a buy-now-pay-later facility) and combine it with a no-credit-check SIM. Cheaper than 'subprime' contract offers and avoids the rejection risk entirely.
Will using a no-credit-check SIM hurt my credit?+
No — and that's the point. Because they don't run a credit search, there's no hard inquiry on your file. You also can't build credit history from these deals, so they're a 'safe' option but not a way to rebuild credit.
