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Monzo
Monthly Cost
Setup Fee
Free
No setup cost
Monzo's buy now pay later feature built into the app. Split purchases over 3 months interest-free.
You'll be taken to Monzo's website to complete your switch.
Barclays
Barclaycard Platinum 0% Purchase
Barclaycard Platinum Balance Transfer
HSBC
HSBC Purchase Plus Credit Card
HSBC Balance Transfer Credit Card